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Rate | Monthly Payment |
Points | APR |
|---|---|---|---|---|
| Fixed rate loans | ||||
| 30 Year Fixed Rate | 5.125% | $326.69 | 1.125 | 5.225% |
| 15 Year Fixed Rate | 4.375% | $455.17 | 1.000 | 4.524% |
| Adjustable Rate Loans | ||||
| 7/1 LIBOR ARM | 4.500% | $304.01 | 1.000 | 3.815% |
| 5/1 LIBOR ARM | 3.875% | $282.14 | 1.125 | 3.425% |
IMPORTANT INFORMATION
1% Mortgage Cash BackSM
With the patent pending 1% Mortgage Cash BackSM program, customers can earn up to 1% cash back, calculated on their scheduled principal and interest mortgage payment each month on a mortgage applied for and closed with Chase. Loans where the application was submitted to an entity other than Chase are not eligible.
Offer available on new, residential Chase first mortgage purchase and refinance applications. The 1% calculation applies to scheduled principal and interest payments only, and does not apply to additional principal payments made by customer, or to payments for escrowed items such as taxes and insurance. The award will be paid via direct deposit into a Chase personal checking account or applied to the outstanding principal balance approximately 10 business days after each yearly anniversary date. To be eligible, customer must enroll at or prior to closing in the 1% Mortgage Cash Back program, have a new or existing Chase personal checking account, and enroll in Chase's automatic mortgage payment service, where the mortgage payment will be automatically deducted from the Chase personal checking account. This offer is not transferable, is limited to one per customer, may be discontinued at any time without notice and is not available in all states. Bond loans and any other loans where servicing is not retained by Chase are excluded. There is a $500 calendar year cap on the principal reduction or cash back amount. The 1% Mortgage Cash Back may result in taxable income to the customer. We encourage customers to consult with personal tax advisors.
All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
For full program terms and conditions, visit us at www.chase.com/MortgageCashBack
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
This site is directed at, and made available to, persons in the United States. All mortgage loans are offered through JPMorgan Chase Bank, N.A. All loans subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Chase only originates mortgage loans within the United States of America.