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· Commenter · Read entire article · 9 mai 2011, 18:10 via Wordbooker
  • In the biggest Mortgage Industry Change that you haven't heard about category: Fed reforms loan officer compensation for ALL originators. Here is one way it will affect you:
    nh-homemortgage.com
    All loan originators are all working on a fixed compensation plan now, so you should always be offered the best rate you qualify for. But that's just the tip of what you should be concerned with.
    • According to the US Mortgage Market Index As of week ending 4/1/11:
      Purchase mortgage applications up 6%.
      Refinance mortgage applications down 5%.

      I prefer to see the glass as 1% fuller. Especially since a few of those new purchase applications are choosing to do business with me.
      · Commenter · 4 avril 2011, 07:41 ·
      • The "Best Execution" (the best case zero point rate with no additional adjustments) conventional 30-year fixed mortgage rate IS BACK to 4.875% after falling to 4.75% yesterday (not universally, but in some cases).  For those looking to permanently buy down their rate to 4.75%, this quote carries ...