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The 10-, 15-, 20-year Mortgage
The 10-, 15-, 20-year mortgages involve a fixed interest rate that is a lower than
a 30-year mortgage and a monthly payment that is higher.
To see a faster increase in equity over the life of your loan and to save money
on your mortgage in long run, go for a 15 or 10-year fixed rate mortgage loan: if
you can afford it.
Saving a few fractions of a point on your interest rate can save you a tremendous
amount of money on your mortgage.
We are here to help you compare various options so you can choose what is right
for you.
Online pre-qualification is free and there's no obligations.
It is one of the most popular options among the
real estate investors. It is an adjustable loan and the rate changes monthly,
but the payments are preset for 5 years.
The idea of low intro rate mortgage is simple and powerful: it is all about cash flow. On a typical $200,000 mortgage, you could
save $500 a month.
If you're a disciplined investor, good
with money, a bit of a risk-taker and not buying more house than you can handle,
1.25% mortgage or an interest-only loan could work for you.
We're here to help you to compare options so you can choose on what is
right for you.
Online pre-qualification is free and there's no obligations.
The most common mortgage program in US. With a 30-year mortgage, you get low monthly
payments. With a 15- or 20-year mortgage, your monthly payments will be higher, but the
amount of interest you'll pay over the life of the loan will be lower.
With 40-year fixed-rate mortgage your monthly payments are lower, however, rates on
a 40-year fixed are often 1/4 to 1/2 of a percentage point higher
than on a 30-year.
To decide which type of mortgage is best for you, there are a variety of factors to consider.
We're here to help you to compare various options so you can choose on what is
right for you.
Online pre-qualification is free and there's no obligations.
The advantage of a 40-year fixed-rate
mortgage is making monthly payments more affordable without taking on the risk
of an adjustable rate. However, rates on
a 40-year fixed are often 1/4 to 1/2 of a percentage point higher
than on a 30-year fixed-rate mortgage.
If you're a disciplined investor, good
with money, a bit of a risk-taker and not buying more house than you can handle,
an Interest-only loan could work for you. If you're not all of those things,
you probably want to stick to a more plain-vanilla 40 or 30-year mortgage.
We're here to help you to compare various options so you can choose on what is
right for you.
Online pre-qualification is free and there's no obligations.
ARM loans such as 3/1, 5/1, 7/1, LIBOR, MTA, COFI,
Interest Only are offered at lower initial interest rates
than fixed-rate loans. However, the rate may increase over the life of the loan,
which means that you would end up paying more.
Federal law requires that you receive
a detailed ARM loan disclosure before you make a decision.
If you're a short term investor, money-savvy, a bit of a risk-taker, ARM could work for you. If you're not all of those,
you probably want to stick to a fixed 30 or 40-year loan.
We're here to help you to compare options so you can choose on what is
right for you.
Online pre-qualification is free and there's no obligations.
Programs to Stop Foreclosure
If you have a pending foreclosure the first thing you must do is to stop the proceedings. Fill out the application form at your right or call toll free 800-437-0515 to speak with an attorney right now. Even if your foreclosure is 48 hours away, the attorneys we have partnered can still stop the proceedings.
If you feel as though your mortgage situation is getting out of control but not as urgent as immediate foreclosure, you may want to consider Government supported loan modification, a short sale, or hard money loans. If there is equity in your home you may even consider a home equity loan.
Whatever your case may be you need to act now to stop foreclosure! Take a moment to explore your options.
Closing Costs Comparison
Comparing closing costs isn't as easy as it sounds. Lenders and brokers charge all
kinds of fees giving them a wide variety of names. One might say that it doesn't
charge an "application fee", but it makes that up by charging a "commitment" fee
or "doc prep" fee at closing.
Don't rely on what your being told before see your real Good Faith Estimate faxed
or mailed! And don't accept a lender's "that's just the way it is" answer when asking
why your good faith estimate shows $5,000 in assorted fees for a $100,000 mortgage.
Compare offers and know your REAL Closing Costs in 24 hours. Online pre-qualification
is free and there's no obligations.
We work with the largest and the most competitive construction mortgage lenders. Participating lenders offer programs:
Owner-builder programs
Permanent financing
Construction-to-permanent loans
Remodeling loans
Lot purchase
Partially completed homes
100% construction financing No payments during construction
We're here to help you to compare various options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.
Credit card interest rates have skyrocketed while mortgage rates have remained at
an all time low. Is your debt situation getting out of control? Consider the benefits
of debt consolidation.
There are programs that allow you to clear up debt while enjoying tax benefits.
Options include Interest only and adjustable rate loans that drastically reduce
your monthly payments while you're getting back on track.
We are here to help you compare various options so you can choose on what is right
for you.
Online pre-qualification is free and there's no obligations.
We work with FHA-approved lenders allowing Low-Down payment home purchase. Our partners offer:
$100 down payments on HUD Homes with FHA-insured financing
FHA loans, impaired credit
First time home buying programs
Government-supported programs
Creative financing for a purchase, refinance, debt consolidation
1.25% ARM and Interest-only loans that allow you to cut your monthly mortgage payments when you need it
10+ years of experience helping borrowers with challenged credit
We're here to help you to compare various options so you can choose on what is
right for you.
Online pre-qualification is free and there's no obligations.
Today in the US about 1% of all residential
properties are already in, or facing foreclosure soon.
With over 1 million homes being foreclosed on at any given time, opportunities for investing in real estate are tremendous.
We will refer you to a fast-track
lenders providing foreclosure buying financing
Combine our free service with your own investment
plan, and you get a winning strategy to build real wealth.
Compare offers and find a lender for your foreclosure-investment in 24
hours.
Online pre-qualification is free and there's no obligations.
Adding a room, wing, or floor to existing home might be a major
undertaking, but it can also be a fulfilling experience, especially if financing
fits your needs.
Looking to buy a fixer-upper?
Love your home but it isn't working well for you?
Need to finance home addition?
Looking for a lenders that will lend off of what the house will be worth when completed?
Second mortgage, Refinancing, Line of credit, ARM, Construction-to-permanent: this is just a part of options available. We're here to help you to compare options so you can choose on what is
right for you.
Online pre-qualification is free and there's no obligations.
With an interest-only mortgage, you only pay back the interest on their mortgage each month.
The loan does not have to be repaid until the end of the mortgage term, usually 5 or 10 years
The monthly payment is lower than that for a fully amortized loan
Since the payments are all interest, they're 100% tax-deductible
If you're a short term investor, money-savvy, a bit of a risk-taker, Interest-only loan could work for you.
We're here to help you to compare options so you can choose on what is
right for you.
Online pre-qualification is free and there's no obligations.
Jumbo mortgage has an amount above conforming loan limits, and
average interest rates are typically greater.
As of 2010, the limit is $417,000 for most of the US, apart from AK, HI, and 14 counties in CA, where the limit is $625,500.
To avoid paying 1/4-1/2 extra points, you may take out two loans - one as a first mortgage for the bulk of the money, plus a small second mortgage.
Our participating lenders specialize in Jumbo loans up to $3 Million.
We're here to help you to compare Jumbo mortgage options.
Online pre-qualification is free and there's no obligations.
LIBOR programs
are highly popular given the interest rate environment.
Start rates can be as
low as 1.375% on a six month LIBOR loan!
LIBOR loans are offered by a small
fraction of lenders in US and it is imperative you consult
with a professional before making a decision. Our participating lenders offering LIBOR loans
will be happy to assist you.
We're here to help you to compare LIBOR mortgage options.
Online pre-qualification is free and there's no obligations.
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