NOTICE: We are currently NOT accepting new loan applications at this time. We will update this website, as soon as we continue to accept new applications. If you would like us to contact you as soon as we begin to accept new loan applications, please either submit your request online or email us the loan scenario and your contact info. We apologize for this inconvenience.
Whether you need a purchase loan, refinance mortgage, we can help you. That also includes a home loan, commercial mortgage loan, apartment loan, mixed use property loan, and land loan... More...
Our loan programs come in all shapes and sizes. Maybe you have A+ credit or bad credit, or maybe you have full income documentation or maybe you need a stated income loan, we probably have a loan program that will help you accomplish your goals.
The below guidelines are just a broad range of the types of programs that we arrange. Our funding sources include wholesale banks, mortgage bankers, wholesale lenders, REITs real estate investment trusts, hedge funds, and private investors.
If your scenario doesn't seem to fit within the above guidelines, submit your scenario to us through our secure online submission form. We will review your details and see if we can help provide you with the real estate financing that you need.
We have been financing real estate since 1991. We look forward to financing your dreams and goals.
James wanted to purchase a rental property with stated income... More...
He found an excellent deal on a house, so we had to move quick. First we had to get him his downpayment money. We issued a stated income Heloc from his residence, then we began working on the purchase loan as a stated income/stated asset loan because he was a self employed plumbing contractor. Fortunately his mid credit score was 682, so this made the job easy. The new loan would be for $248,000. The property was a slight fixer, so we got the seller to agree to allow James to fix up a couple issues on the property prior to close to allow the appraisal to pass the underwriters requirements.
The loan closed quickly, with no problems. After we closed, James made some finishing touches on the house and immediately began to rent the property to a new tenant, that he found through www.craigslist.org. Now James is happy with one more rental property added to his investment portfolio.
A client called me and wanted to refinance his commercial loan to a lower payment... More...
His current payment was about $10,000 per month. After we studied the different loan options he chose a 7.125% 10yr fixed that rolls to an adjustable during the remaining 20yrs. Prior to closing I was able to get the underwriter to shave off a little more of the rate so we funded at 6.875%.
His new monthly payment is $5100. This payment and new loan included giving him $200,000 in cashout to take care of property improvements and give him extra money to take care of some other matters. He was very happy
Luis was 2 1/2 weeks from Forclosure Sale, he completed our Online Inquiry form, hoping we could save his house... More...
We immediately assessed his situation and realized we would need to move fast to issue him a $40,000 Stop Foreclosure Loan.
After reviewing his situation, we realized we could help him, even though his credit scores were 416, 523, 470, and he had 11 collections/charge-offs, his income was reasonable as a school teacher, so we decided to go full income documentation.
This loan was simple, he faxed us some basic items, we talked over the phone to gather additional information. I emailed him the loan disclosure forms. He faxed them back within a day, we ordered the appraisal, I received it within 3 days, loan documents were prepared. I had a notary meet him at his house for loan document signing. The loan funded before the Foreclosure Sale, Luis was ecstatic. Another satisfied customer.